Get a Pre-Approval
Obtaining a mortgage pre-approval before house hunting is crucial. It not only defines your budget, making your search more efficient, but also enhances your credibility with sellers. This step speeds up the mortgage process and allows you to address financial issues beforehand, simplifying your journey to homeownership.
2 most recent years W2s and/or 1099s (as applicable)
2 most current years personal tax returns
Delayed financing - OK
Assets to provide proof of funds. Additional reserves show strength.
Assets may include:
Money Market Accounts
Cash Management Accounts
Certificate of Deposit (CDs)
Government and Corporate Bonds
Exchange-Traded Funds (ETFs)
If you are paid weekly = 4x paystubs
If you are paid every other week = 2x paystubs
If you are paid monthly = 1x paystubs
State ID Card
US Passport Card
Permanent Resident Card (Green Card)
Employment Authorized Document (EAD)
An application will be required to provide proof of employment history, income, and residence.
You will be able to upload all the documents in the same application link.
Click on the link below to start!
Most current mortgage statement for all properties
Copy of homeowners insurance
If property is paid off, documentation stating that the lien or trust deed on your property has been released
YTD P&L statement (preferably certified by CPA)
2 years business tax returns
2 months business bank statement
We may need your divorce decree.
Equal Housing Opportunity © 2023 Apache Mortgage Inc, 695 Town Center Dr., Suite 1200, Costa Mesa, CA 92626, 949-799-4329. NMLS ID # 2454357 DRE # 02209550. For licensing information go to www.nmlsconsumeraccess.org. Trade/service marks are the property of Apache Mortgage Inc and/or its subsidiaries or affiliates. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. For more information, review Apache Mortgage Inc's state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of Apache Mortgage Inc, Mortgage Broker. All loan programs are subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. [06-2023]