Foreign National

ITIN

Not a citizen, but paying US taxes?

This program is designed for borrowers without traditional US residency status. Combination with and without are allowed. Borrower must have US credit, income, and stable housing history. Income must be documented.

Eligibility:

  • Minimum qualifying FICO: 660

  • ITIN or SSN required

  • Must have 4 years of U.S. working history

  • Business owners must verify entities, if applicable

  • 50-55% max DTI

  • 3 months reserves

  • Up to $2m loan amount

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Equal Housing Opportunity © 2024 Apache Mortgage Inc, 14098 Edwards St, Westminster, CA 92683, 949-298-2980. NMLS ID # 2454357 DRE # 02209550 & 02031005. For licensing information go to www.nmlsconsumeraccess.org. Trade/service marks are the property of Apache Mortgage Inc and/or its subsidiaries or affiliates. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. For more information, review Apache Mortgage Inc's state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of Apache Mortgage Inc, Mortgage Broker. All loan programs are subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. [05-2024]

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