Investor DSCR

Debt Service Coverage Ratio

Apache Mortgage's Non-QM Mortgage Solutions

Are you seeking to invest in or refinance an income-generating property? Explore our DSCR Investor Program today! Designed to empower investors with enhanced property cash flow, our DSCR (debt-service coverage ratio) financing option offers flexibility in qualification, with reduced documentation compared to traditional loans.

Discover how our DSCR Investor Program can boost your cash flow and bolster your rental portfolio:

  • Qualify using the property's rental income, with loan amounts from $100,000 to $3.5 million.

  • Start with a FICO score as low as 620

  • Minimum down payment starting at 20%

    • STRs at 25%

  • Use projected income from property to qualify

  • Available for various purposes, including purchases, refinancing, or cashing out.

  • Allowance for financing based on market rents from Form 1007 for purchases.

  • The option to finance under an LLC.

  • 40yr term may be available

    • 10yr I/O (interest only)

    • 30yr fixed

Whether you're interested in single-family rentals, 2-4-unit properties, condotels, or building a portfolio of homes, our DSCR Investor Solutions could be the ideal resource to help you achieve your real estate investment goals. Contact us today to learn more!

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Equal Housing Opportunity © 2024 Apache Mortgage Inc, 14098 Edwards St, Westminster, CA 92683, 949-298-2980. NMLS ID # 2454357 DRE # 02209550 & 02031005. For licensing information go to www.nmlsconsumeraccess.org. Trade/service marks are the property of Apache Mortgage Inc and/or its subsidiaries or affiliates. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. For more information, review Apache Mortgage Inc's state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of Apache Mortgage Inc, Mortgage Broker. All loan programs are subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. [05-2024]

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